Financial advice,
introduced with care.
Financial advice is provided by MGB Financial Services. Vermilion makes the introduction and does not give the advice. Property research on this site sits beside that introduction.
Retirement planning · Personal insurance · Sydney meetings
Financial servicesFinancial advice
All financial advice is provided by MGB Financial Services Pty Ltd (ABN 71 142 178 185), Authorised Representative No. 428617 of Charter Financial Planning Limited (ABN 35 002 976 294), Australian Financial Services Licensee and Australian Credit Licensee No. 234665. Vermilion arranges a private consultation. The pages linked from here are general information about the subjects, the people they are written for, and the steps.
This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
Who we help
The introduction is for people who want to talk about their own affairs. Reading a page does not create a client relationship, and it does not mean the practice can advise on every question.
High net worth and ultra high net worth individuals
Private clients whose affairs already involve more than one account, and families whose wealth sits across entities and more than one generation. Structures are described in general terms.
Family offices
Families who want financial advice kept apart from legal documents and tax work. Estate planning is with specialist legal partners. Vermilion does not give legal advice.
Doctors and medical specialists
People in medicine whose income, insurance and super questions do not follow a single salary. Meetings can be arranged around a roster. The page does not arrange loans.
People approaching retirement
Households asking when superannuation can be used, and what income in retirement might involve. The figures on that page are general. They need to be checked against the current rules.
Further reading
How it works
Five steps, from a conversation to written advice
The steps below describe the introduction. They are the same on each advice page so the process is easy to compare. Personal advice, if you proceed, is given by MGB Financial Services.
- 01
A private consultation
You book a free initial 15-minute chat with Vermilion. The conversation is about the questions you want to raise. It is general. It is not personal advice, and you can stop after it.
- 02
An introduction, if you want one
If you ask us to, Vermilion passes your enquiry to MGB Financial Services Pty Ltd. If you do not, the enquiry stays with Vermilion. Vermilion does not hold an Australian financial services licence and does not give the advice.
- 03
Scope and fees, before advice
MGB Financial Services explains what the advice would cover, and the fees, before personal advice is prepared. This website does not set those fees. The Financial Services Guide describes how MGB Financial Services is paid.
- 04
Advice in writing
If you proceed, personal advice is documented for you to read before you act on it. The document is prepared by MGB Financial Services, after your own circumstances have been considered.
- 05
Reviews, where agreed
An ongoing relationship can include reviews of the arrangements you have agreed. The timetable is set with MGB Financial Services. It is not assumed, and it is not a promise that an outcome will be reached.
Meetings, by area
Book a free initial 15-minute chat
The free initial 15-minute chat is a conversation about an introduction to MGB Financial Services. It is not personal advice, and you can stop after it.
Book a free initial 15-minute chat- Who provides the financial advice?
- MGB Financial Services Pty Ltd, Authorised Representative 428617 of Charter Financial Planning Limited, AFSL and Australian Credit Licence 234665. Vermilion introduces clients. Vermilion does not hold an Australian financial services licence and does not give the advice.
- What does a private consultation cover?
- It is a conversation about the introduction you want. It is not personal advice. If you ask, Vermilion can pass the enquiry to MGB Financial Services, which explains scope and fees before any advice is prepared.
- Where are meetings held?
- In person in Sydney, Parramatta, the North Shore, the Eastern Suburbs or the Hills District, or by video. No street address is published on this website.