The Eastern Suburbs page is about families and clinicians on this side of the city: Randwick and the hospitals there, and the residential suburbs from Bondi through Double Bay and Rose Bay. It is not the North Shore page with different nouns. The hospital precinct is Randwick, not St Leonards. The households are often younger, with children still at school and one income that is lumpy.
No street address is published. Financial advice, if you want it, is provided by MGB Financial Services. The photograph is a family at a kitchen table because that is the scale of the questions: school fees, a mortgage, and what happens to income if work stops.
General information. Reviewed 16 October 2026. Rules, caps and benefit tests change. Check the Australian Taxation Office, Moneysmart or Services Australia before you rely on a figure.
All financial advice is provided by MGB Financial Services Pty Ltd (ABN 71 142 178 185), Authorised Representative No. 428617 of Charter Financial Planning Limited (ABN 35 002 976 294), Australian Financial Services Licensee and Australian Credit Licensee No. 234665.
Local clients
Eastern Suburbs clients
A doctor with rooms or a list near the Randwick hospitals, including the Prince of Wales and the children's hospital precinct. Parking and shift times make a CBD introduction unrealistic. The meeting is in the Eastern Suburbs or on video. The subject is usually personal insurance and the super that came with earlier contracts. Practice lending is not discussed.
A family in Bondi, Randwick or a neighbouring suburb with two incomes that do not arrive evenly: one salary, one set of billings or a business that has good months and quiet ones. Cash flow and personal insurance matter more, this year, than a retirement date. Retirement planning still belongs in the picture. It is just not the only sentence.
A household that has been in the Eastern Suburbs for a long time and is starting to ask what happens when parents need help, or when adult children buy nearby. Estate planning with specialist legal partners is the legal work. This page points to it. It does not do it.
Meetings
How Eastern Suburbs meetings work
In person in the Eastern Suburbs, at a location agreed for that appointment, or by video from home or from a hospital office. We do not publish an address in Randwick, Bondi or Double Bay.
Early surgical lists and afternoon school pickups are the two constraints we hear. The introduction is booked around them. It stays a conversation about whether you want an introduction to MGB Financial Services.
If your rooms are in the CBD and you only live in the east, say so. The Sydney page may describe the meeting better. Geography on these pages is about where the hour is actually spent.
How it works
Five steps, from a conversation to written advice
The steps below describe the introduction. They are the same on each advice page so the process is easy to compare. Personal advice, if you proceed, is given by MGB Financial Services.
A private consultation
You book a free initial 15-minute chat with Vermilion. The conversation is about the questions you want to raise. It is general. It is not personal advice, and you can stop after it.
An introduction, if you want one
If you ask us to, Vermilion passes your enquiry to MGB Financial Services Pty Ltd. If you do not, the enquiry stays with Vermilion. Vermilion does not hold an Australian financial services licence and does not give the advice.
Scope and fees, before advice
MGB Financial Services explains what the advice would cover, and the fees, before personal advice is prepared. This website does not set those fees. The Financial Services Guide describes how MGB Financial Services is paid.
Advice in writing
If you proceed, personal advice is documented for you to read before you act on it. The document is prepared by MGB Financial Services, after your own circumstances have been considered.
Reviews, where agreed
An ongoing relationship can include reviews of the arrangements you have agreed. The timetable is set with MGB Financial Services. It is not assumed, and it is not a promise that an outcome will be reached.
Questions
FAQs
Does this page cover the Randwick hospitals?
Yes. Clinicians who work around the Randwick precinct, including the Prince of Wales and Sydney Children's hospitals, are one of the groups this page is written for. Meetings fit a list: in person in the Eastern Suburbs or by video. This is not a hospital service and it is not medical advice.
Which suburbs are you talking about?
The Eastern Suburbs in ordinary use, including Randwick, Bondi, Double Bay, Rose Bay and the suburbs between them. Naming them says who the page is for. It does not say that an office sits in any of them.
Is there an Eastern Suburbs address on the site?
No. No street address is shown for the Eastern Suburbs or for any other location page. You receive the meeting place if you are attending in person.
What financial subjects come up for these families?
Personal insurance where income is uneven or depends on one person, cash flow through school years, and retirement planning that has not been looked at because the children came first. Advice on those subjects is provided by MGB Financial Services, within the Financial Services Guide.
Can we meet from home by video?
Yes. A video conversation from home is a normal arrangement, especially where a child is sick or a list finishes late. It is an introduction. It is not personal advice and it is not recorded as anything else.
Who provides advice if we go further?
MGB Financial Services Pty Ltd, Authorised Representative 428617 of Charter Financial Planning Limited, AFSL 234665. Vermilion does not give financial advice. Estate planning, if you need documents, is with specialist legal partners.
The advice provider
Credentials of the practice
Financial advice is provided by MGB Financial Services Pty Ltd, Authorised Representative No. 428617 of Charter Financial Planning Limited. The practice gives personal advice only through people who are registered to do so. This website does not name an individual adviser.
You can search the ASIC Financial Advisers Register for the practice and for the people authorised to give personal advice. The Financial Services Guide sets out the services, how the practice is paid, and how to complain.
Complaints can be raised with MGB Financial Services, then with Charter Financial Planning using the details in the Financial Services Guide, and then with the Australian Financial Complaints Authority ( afca.org.au, 1800 931 678).
General advice warning
This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
